Investment Property Calculator
Model the full financial picture of an investment property: weekly cashflow, gross and net yield, depreciation, tax position, capital growth projections, and a side-by-side comparison against a NextGen Co-Living build.
Open calculatorRental Yield Calculator
Quickly calculate the gross and net rental yield of any property from purchase price, weekly rent, and expenses.
Property Investment Metrics
Gross yield equals annual rent divided by purchase price, expressed as a percentage. For example, a $750,000 property earning $550 per week produces $28,600 per year— a gross yield of about 3.81%. Gross yield ignores all operating costs, vacancy, and tax. It's a comparison metric, not a profitability metric.
Net yield deducts running costs (management fees, council and water rates, insurance, maintenance, body corporate) from annual rent before dividing by purchase price. Net yield does NOT deduct loan interest, principal, depreciation, or tax. Those belong in cashflow and after-tax return. Net yield is usually 1.0 to 2.0 percentage points below gross yield for a typical residential property.
Cash-on-cash return divides Year-1 post-tax cashflow by the total cash required at settlement (deposit, stamp duty, LMI, legal, inspection, government fees). It tells you what percentage of your invested cash the property is returning to you in actual dollars in the first year. Unlike yield, it accounts for both leverage and tax. Negative cash-on-cash is normal for negatively geared property. Investors recoup it through capital growth and tax benefits.
Each calculator has a “Share this scenario” button that encodes your inputs into the page URL as a base64-encoded string (parameter
?s=...). Anyone with the link sees the same scenario. Your inputs never leave your browser unless YOU share the link — we never store or transmit them, and they stay out of any page analytics. Inputs are also kept in your browser's local storage so refreshing the page keeps your scenario.
